Know Some Tips For Negotiating With An Insurance Company

Cleveland Car Accident Attorneys

After getting involved in a car accident, you should probably speak with a knowledgeable attorney and see if you are eligible to recover some of your damages. In most cases, if the accident was not your fault, you will be eligible to substantial compensation. When and if awarded, this compensation will cover for your:

  • Medical bills
  • Lost wages and the loss of earning potential
  • Pain and suffering
  • Property damage (car repairs)

However, even after filing a claim, that does not mean that you are guaranteed to obtain compensation. Your biggest obstacle will be the other party’s insurance company. Here are a few tips that will help you negotiate your settlement.

Have an Attorney By Your Side

Before you start the negotiations, you should definitely consult with an attorney. Call the one on your speed dial, and explain the situation you are in. If you have no attorney on speed dial or are not sure who to call, our Cleveland car accident attorneys will help you with all the information that you need, as well as provide you with the necessary evaluation. Feel free to schedule a free consultation today.

There are many benefits of having an attorney. For starters, you will have someone with a legal background protecting your best interests. Also, an attorney will negotiate the settlement on your behalf, and ensure that you are given the highest compensation possible. An attorney will get you all the paperwork, and prepare you for the court (if unable to settle outside of it).

In addition, an attorney will hire other professionals to help evaluate your case fully, as well as investigate the scene and help find crucial evidence that will make your case even stronger. Trying to settle without an attorney is a huge mistake, one that could cost you more than you could afford to lose.

Emotional Pain

While negotiating the settlement, you should try and emphasize your emotions, and what you are going through. Talk about how the accident changed your life and how it influenced you in a negative way. This can sometimes have a powerful effect, and the compensation for pain and suffering can be enormous.

Be Patient

They say for a reason that “patience is a virtue”. While the negotiations are underway, give the other party enough time to understand your terms and come up with a reply. However, if they do not respond in a reasonable time, allowed by the law, consult with our Personal Injury Lawyers. If they come back with a low offer, consult with the adjuster and ask them to justify their low offer. Remember, each party has a set amount of time to respond (that is the main reason why negotiations are long and exhausting).

Final Tip

If possible, settle outside of court. Going to court could cost both of you a lot of money. Set a reasonable amount, and be ready to settle for compensation that is “reasonable”. However, if the other party refuses to settle, do not be afraid to go to court if your attorney advises you so.