Can I File A Claim If I Was Hit By An Uninsured Driver?

Can I File A Claim If I Was Hit By An Uninsured Driver?

There are many events that could lead to a car accident. Overall, the most important reason why so many people end up in a car accident is a distraction. Too many drivers have too many distractions. That is just how things are at the moment.

Regardless of where you live, the chances are that you are doing one of the following things while driving:

  • Using your phone
  • Adjusting the radio
  • Eating or drinking
  • Entertaining your kids or other passengers
  • Driving while fatigued and exhausted

All these things could cause an accident and change a person’s life. Luckily, there is a way to file a claim if you have been injured by another driver’s fault. But what do you do when the other driver (responsible for causing the accident) has no insurance? How do you obtain compensation, and is it still possible to get compensated for your damages?

It is still Possible To File a Claim

Even if the party responsible for causing the accident has no proper car insurance, you still could file a claim against them. However, to do so, you have to take certain steps to ensure that you have the odds in your favor. These steps include:

  • Calling the police – right after the accident, call the police and be sure that you tell them everything that happened. Their report will help you, especially when dealing with an uninsured driver
  • Do not accept money – the other party may offer you some money in return for your damages. However, you have no clue what your total damages are, and by accepting money, you will lose your chance of obtaining compensation for your injuries.
  • Gather all the details – the devil lies in the details. Collect as many as you can, as every bit of information could help your attorney when filing a claim on your behalf.
  • Take pictures – finally, take pictures of the scene and include your vehicles, your injuries, and the surrounding area.

Once you have done everything, you will have a strong case to present when asking for compensation. If you do not have an attorney, be sure to get in touch with a car accident attorney in Pittsburgh and seek their legal help and representation.

Your Own Insurance Company

If nothing else works out, you could get (partial) compensation from your own insurance company. Be sure to let them know of the accident as soon as it happens, and present them with the information you have gathered from the scene.

Also, seek your medical coverage as it could help you pay for your medical bills.

Some insurance companies offer “uninsured motorist protection” for cases such as this one. Consult with your insurance company before you renew your next car insurance. For more information and legal help and guidance, feel free to contact the Pittsburgh car accident lawyer, schedule your free initial consultation and receive all the information you need concerning your case. The attorney will be expecting your call.